![]() Medical debt can take many forms it doesn’t always show up as a hospital bill. It’s the loss of income if you lose your job due to an illness.” Understanding medical debt “It’s also all the other bills that can’t get paid while you deal with medical debt. “It’s not just about the actual medical bill,” said John Rao, an attorney with the National Consumer Law Center. More than half of adult Americans (56%) have some medical debt and a nearly quarter of the population (23%) owe more than $10,000, according to a recent study by Affordable Health Insurance, a health insurance information site. It’s an informal term for when you use bankruptcy to discharge debt incurred from a medical-related financial hardship, like injury and illness. Medical bankruptcy isn’t a specific form of bankruptcy. ![]() That means it shouldn’t be used without serious consideration. While bankruptcy protection can provide relief for those with medical debt, it also comes with negative consequences, including your ability to access credit. Your medical bills are lumped in with all of your debts. The bankruptcy process cannot limit itself to one type of debt it applies to all of your finances. Still, the term “medical bankruptcy” is more descriptive than technical. But at least he says there’s a 30 day money back guarantee IF you prove to him you tried to implement everything he taught.If you’ve ever filed for bankruptcy protection, there’s a good chance that medical expenses were a big reason why.įor instance, nearly three-fifths of debtors in a 2019 NIH study either very much, or somewhat, agreed that medical expenses contributed to their bankruptcies. So what’s the Business Lending Blueprint cost? Unfortunately like all the other gurus, you’ll need to book a call with a “coach” to find out. He gives you everything he can to make sure you’ll earn 5-6-or even 7 figures as a business funder. What’s inside the Business Lending Blueprint? You’ll get access to six video modules and weekly meetings with a 1 on 1 coach plus access to Oz’s collateral, contracts, scripts, and preferred lenders. I know you have to buy his program to fill in the gaps, but damn, a bit more than a 40,000 foot view would be nice. Honestly, I know gurus have a habit of oversimplifying things…but this feels like a new level of oversimplification. From there just do it over and over again the same way. And according to Oz, that’s all you need to do, once they’re funded, you’ll get a commission check in just a few days. Step three: get offers from a variety of lenders and help them pick the best one. Step two: Qualify them based on their age in business, credit score, and revenue. Step one: Find businesses that need money. ![]() People can then have their money in just 24-48hrs and you’ll get anywhere from $1500-$5000 per deal.Īnd what are the steps? Glad you asked. Demand for something like this is going through the roof and Oz claims you can get anyone approved regardless of credit score (sounds like 2008 waiting to happen). This is where alternative lending (aka creative) comes into play. Not to mention all the paperwork and headaches that come with it. They try going to banks, but the banks turn them down or give them less than they need. Why lending? Well, Oz explains how most small businesses that you often patron can’t ever get enough money and often need loans to operate. Ok, so let’s talk about the business model. The Business Lending Blueprint course has about 1700 active members and he appears to have lots of screenshots of their success. Oz Konar has a relatively small team of VA’s (virtual assistants) that he works with. To date, he’s spoken on stages, held masterminds, and of course… coaches. And while I don’t think he’s fake…he seems oddly insecure having to prove all this. After that he shows you a couple pics to try and prove he isn’t a fake guru. Look, don’t let that fool you, it’s common knowledge now that gurus pay for those puff pieces and Forbes is ok with selling out. To try and establish his credibility early, he immediately shows you his Forbes article. Even if you’ve never been in business before. In the training, it promises to show you a path where you could earn $15-20k per month as a business loan broker in just 2 months time. If you’ve ever clicked on one of Oz’s ads to sign up for his “free” training, you’ll be sent to his Local Marketing Stars website. But is it all that simple? Is he trustworthy? What are some of the downsides? Scroll down for my Business Lending Blueprint review. He says you can do this with “zero” money, no business loan broker industry experience, or expertise. Oguz “Oz” Konar plans to teach you how to grow your very own lucrative, recession, and pandemic proof online business by helping small business owners get the funding they need.
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![]() NGOs Partnerships to benefit non-profit organizations that help underserved jobseekers.Government Special pricing for government outplacement and career services centers.Universities Improve student employment outcomes and coaching efficiency.Customer Stories See how Jobscan helped job seekers get their dream job.Learning Center In-depth guides on optimizing your resume, cover letter, and LinkedIn profile.Career Change Guides Expert advice on how to make a career change with guides for every step of the journey. ![]() Guides on headlines, summaries, work experience, and more. LinkedIn Guides Learn how to craft the perfect LinkedIn profile.Job Search Advice Tips and hacks for saving time and getting better results in your job search.Cover Letter Guides Guides, tips, and advice for writing a convincing cover letter that makes you stand out from the crowd.ATS Guides Find out ATS secrets so you can optimize your resume and make a good impression on the recruiter.Resume Guides Learn how to optimize and tailor your resume for the job to show that you’re the best candidate.Jobscan Blog Insider knowledge and advice to help job seekers get more interviews.LinkedIn Summary Examples Tips, and examples to help you write a powerful summary.LinkedIn Headline Examples Write a headline that will get recruiters to notice you.LinkedIn Profile Writing Guide Learn how to write an attention-grabbing LinkedIn profile.Optimization Tool Optimize your LinkedIn profile to get noticed by recruiters. Cover Letter Examples Cover letter examples by job and situation.Cover Letter Templates Free templates to get you started.Cover Letter Formats Find out which type of cover letter is right for you.How to Write a Cover Letter Learn how to write a convincing cover letter.Optimization Report Optimize your cover letter to get more interviews. Resume Examples Explore our library of resume samples for any profession.Resume Formats Pick the right format for your career.Google Docs Resume Templates Edit in Google Docs and download for free.ATS Resume Templates Edit your resume in Microsoft Word.Resume Templates Free ATS-friendly resume templates.How to Write a Resume Write the perfect resume and get more interviews.How to Optimize Your Resume for ATS Learn ATS resume secrets on formatting and keywords.What Is An ATS? Everything you need to know about applicant tracking systems.Optimization Report Optimize your resume for ATS to get more interviews. Product Walkthrough Video walkthroughs of all Jobscan products.Career Change Tool Upload your resume to discover your best next step. ![]() Cover Letter Optimization Report Optimize your cover letter to get more interviews.Cover Letter Generator Generate a personalized cover letter in seconds.Resume Optimization Report Optimize your resume for ATS to get more interviews. ![]()
The Well-designed graphical user interface with easy access.Install any IPA file without jailbreak status.The interface and the entire utility are user-friendly that even let the user count on a heap of apps to their iPhone, iPod, and iPad. Super Impactor is the most excellent Cydia alternative and that exclusively designed for Windows OS. It is better to arrange a separate computer if you face the issue continually.Ĭydia Impactor Alternatives Super Impactor.If it is already with the latest version, you may have to uninstall and reinstall it right away. If still, you face the same issue, it is good to update the Cydia Impactor package to the latest.For that, restart the computer once you remove iTunes and reboot back once more. ![]() If the current iTunes packages seem not working, it is better to completely remove it from the machine and reinstall the latest version.
![]() The ads, while irritating, can be avoided by simply disabling the WiFi. Furthermore, the lack of a back button makes navigation tedious, forcing users to sift through everything to get to their desired page. Rather than giving practical information about playing Minecraft, it mainly tackles the game’s technicalities, namely the following: Cross-play support, differences between the Android and desktop versions, and disadvantages of playing the former version. The Minecraft 2018 Guide does not provide much utility overall. If you often leave your device’s WiFi enabled, it’s recommended that you disable it before using this program. Thankfully, it works offline since they only pop up whenever you’re connected to the internet. Not to mention, the sheer number of ads that need to be closed every few pages or so will be irritating to any user of the software. The app is missing a back button, too, meaning you can’t read previous pages unless you go through the whole guide again.īeing a free tool, it understandably contains a lot of advertisements-which can take away the experience of seamless reading. If you’re a complete newbie, you’ll have to find all the information on the internet yourself. Given the above-mentioned information, this app mainly focuses on the technical side of the game with little emphasis on the gameplay or tricks to help beginners navigate its mechanics. Sadly, it doesn’t give you useful tips about playing Minecraft. It is worth noting, though, that this app contains outdated information. By the end of the guide, you can provide your mobile number if you want to receive updates. ![]() The app briefly mentions E3 2017, or the Electronic Entertainment Expo 2017, an event where Microsoft announced cross-play support for Android players, so they can play with other people from other platforms-be it on iOS, Nintendo Switch, VR devices, Windows 10, and Xbox One. It also acknowledges the differences between the smartphone and desktop versions, as well as the drawbacks of playing the former. The program begins with an introduction of what Minecraft: Pocket Edition is, highlighting the fact that the game’s control systems are made for touchscreen devices. However, the duration is more than enough to convince any player to try the full game.Once you open Minecraft Pocket Edition 2018 Guide, you’ll be greeted with large text with a “Next” button that takes you to the app’s succeeding pages. It is just a shame that you can only get to play for 90 minutes. It offers the same experience as well as the variety of options that the full game offers. In conclusion, Minecraft Trial is simply a limited version of the Minecraft game. You can fight monsters, build your place, and have all kinds of adventures. You can also change the controls from remote to touchscreens.Īll in all, barring the time restriction, Minecraft Trial offers you practically the same experience that you can get in the full game. For example, you can adjust dozens of graphs to customize your gaming experience. The game also grants access to different options and features. For one, you have full access to whatever material you need to create your tools. However, just because it is a trial version doesn’t mean you will have limited options. When the time runs out, the round will end, unless you buy the complete version of the game. ![]() It lets you play the popular survival mode for a maximum of 90 minutes. With Minecraft Trial, you can now see if Minecraft is for you without shelling out money. However, the demo was removed in 2013, and since then, there is no trial version available for Android devices. In the early Minecraft Pocket Edition days, players can use the demo to see if the game is right up their alley before purchasing the full version. Minecraft was first released by Mojang eight years ago. Even its survival mode is perfectly family-friendly. Its cute blocky graphical style and gentle soundtracks make it ideal for younger players. Minecraft comes with Lego-like elements helping the game appeal to a huge number of gamers. You are simply free to create buildings and structures. There is also the Creativity mode, where you are free from monsters and other threats. You can forge weapons to help you fight, but creating shelter takes priority. ![]() You can play the Survival mode, where you need to defend yourself against a hostile environment filled with monsters. ![]() Competing ecosystems and forks of AOSP include Fire OS (developed by Amazon), ColorOS by Oppo, OriginOS by Vivo, MagicUI by Honor, or custom ROMs such as LineageOS. Over 70 percent of smartphones based on the Android Open Source Project run Google's ecosystem (which is known simply as Android), some with vendor-customized user interfaces and software suites, such as TouchWiz and later One UI by Samsung and HTC Sense. While AOSP is free, the "Android" name and logo are trademarks of Google, which imposes standards to restrict the use of Android branding by "uncertified" devices outside their ecosystem. Firebase Cloud Messaging is used for push notifications. However, most devices run on the proprietary Android version developed by Google, which ships with additional proprietary closed-source software pre-installed, most notably Google Mobile Services (GMS) which includes core apps such as Google Chrome, the digital distribution platform Google Play, and the associated Google Play Services development platform. It was unveiled in November 2007, with the first commercial Android device, the HTC Dream, being launched in September 2008.Īt its core, the operating system is known as the Android Open Source Project (AOSP) and is free and open-source software (FOSS) primarily licensed under the Apache License. Android is developed by a consortium of developers known as the Open Handset Alliance, though its most widely used version is primarily developed by Google. ![]() GNU GPL v2 for the Linux kernel modificationsĪndroid is a mobile operating system (32-bit and 64-bit) based on a modified version of the Linux kernel and other open-source software, designed primarily for touchscreen mobile devices such as smartphones and tablets. ![]() Apache License 2.0 for userspace software. ![]() Without causing any harm to your device or erasing its data, your device’s password or pattern would be removed. Therefore, you can simply take the assistance of Dr.Fone - Screen Unlock (Android) to bypass the forgot pattern lock on your device. Since most of the devices out there have been updated, the technique has been outdated. ![]() One of the major drawbacks of the “Forgot pattern” feature is that it doesn’t work on new Android devices. Part 2: How to get past forgot pattern lock using Dr.Fone - Screen Unlock (Android)? Confirm your choice and set a new pattern lock on your device. After signing in to the interface, you will be asked to provide a new pattern lock for the device. To reset the forgot pattern lock, you need to provide the correct Google credentials of the account already linked to the device. Select the option for entering the Google Account details and proceed. This will open a new screen, which can be used to bypass the forgotten pattern of Android. On the same prompt, you can see an option of “Forgot pattern” on the bottom. It will let you know that you applied the incorrect pattern. Firstly, provide the wrong pattern to your device. Nevertheless, if your device hasn’t been updated and you are using an Android 4.4 or previous version, then you can bypass the forgot pattern lock by following these steps: Since users can hack an Android device just by knowing the Google credentials of the connected device, the solution was later discontinued (as it was considered a security vulnerability). If you are using an Android 4.4 or earlier version, then you can simply access this feature. ![]() One of the easiest and fastest ways to fix the forgot pattern lock issue on a device is by using its inbuilt “Forgot Pattern” feature. Part 1: How to bypass forgot pattern lock using the 'Forgot Pattern' feature? Part 6: How to bypass forgot pattern lock using Factory Reset.Part 5: How to bypass forgot pattern lock using Safe Mode.Part 4: How to bypass forgot Samsung pattern lock using Samsung Find My Mobile.Part 3: How to bypass forgot pattern lock using Android Device Manager?.Part 2: How to get past forgot pattern lock using Dr.Fone - Screen Unlock (Android)?.Part 1: How to bypass forgot pattern lock using the 'Forgot Pattern' feature?.To make things easier for you, we have provided three simple solutions to resolve forgotten patterns on Android devices. In no time, you will be able to access your device (or even someone else’s phone by following these techniques). You can either try Google’s native solution or a third-party tool in case you have forgotten the pattern lock on your device and reset it. Nevertheless, unlike popular operating systems, Android provides a seamless way to past the forgot pattern lock feature. Forgetting the pattern lock of a device and getting locked out of it is probably one of the most frustrating scenarios faced by Android users. ![]() This is a question that I get asked the most from dog owners, for Halo collar mostly ![]() You’ll also receive notifications on your phone during that time so that you can take action. In case your dog slips out the fence, the collar will use the built-in commands and get your dog back to safety. This can take a considerable amount of time.įor containment inside the fence, Tone, Vibration, and Shock is built into the collar, you can set the feedback to your liking, and that’s it the collar will take care from there.Īnother feature that just separates Halo from its competition is the encouragement feedback. You will need to carry the collars in hand and walk around where you want to create the fences. This is different in many other devices though. ![]() The creation of the fences in Halo is also far better you can take out your phone and draw the fences the way you like in seconds. Plus, the fences can be created wherever you want. That’s versatility for you which no other GPS Fence offers. Each of them can be of any shape and can be as big as 6.2 miles it’s adjustable though. It does not end there you can create up to 20 virtual fences with Halo. No GPS Fence does this, and most will take several minutes to actually connect to the satellites, which means your dog is not protected when it’s outside. That enhances the GPS location accuracy and is ready for tracking the second your dog steps out of the house. To make things even more accurate, Halo downloads satellite data every night. That makes its location tracking much more accurate, even within a few feet, which in turn will help make tracking your dog a breeze, instant location updates will be sent to your phone no matter where it is. Not just that, Halo’s GPS technology is far more powerful than your phone. That is also the technology used in all the modern drones and even on autonomous cars like the Mercedes-Benz EQS…Ī car’s navigation system is a dog collar, as mentioned above, Overkill, but I’ll take it… It straight up sports the world’s most ADVANCED GNSS (Global Navigation Satellite Systems), which provides The Best location tracking accuracy among any other collars available! The Online Dog Trainer Review (2023 Upd.) Legit or a Scam?.Service Dog Training School International Review. ![]() This plugin proves itself necessary by the day. It enables remote developers to work as if they were side by side. Duckly is here to make pair programming a breeze.ĭuckly is a video chat tool built for developers with direct integration to the IDE so you can talk, share your code in real-time, and easily collaborate with your team. We couldn't create a list of plugins without mentioning ours. ![]() Simply put, this plugin gives you all the tools you need to deploy applications inside containers and test code in an environment similar to the one you'll use in production. It also enables you to create and run Docker containers from downloaded images or directly from a Dockerfile and you're able to use dedicated docker run configurations. This means you can run containerized applications with Docker Compose and you’ll be downloading and building Docker images right from your IDE. ![]() The Docker plugin provides IntelliJ with full integration with Docker. An added benefit of Docker is that it's light on resources compared to traditional virtual machines. Nowadays, Docker is becoming increasingly popular because it allows developers to develop once and deploy everywhere. As a result, you’ll have features like syntax highlighting, IntelliSense, code snippets, code formatting, script execution, and more. The PowerShell plugin gives IntelliJ PowerShell language support. The problem is, running PowerShell scripts on Windows in the IDE is challenging and you’ll often be required to copy and paste code to the PowerShell window. In Linux, this is generally not a problem as you have access to the terminal through IntelliJ. When writing applications, you’ll often need to execute scripts. You also get to enjoy seamless integrations like Rake Task Runner, Rails Generators Bundler, or even Zeus for fast server preps for productive development. RubyMine IDE makes you feel at home due to its customizable color and keyboard schemes. You can also save time with Git integration. With RubyMines IDE, you can customize color schemes and keyboard shortcuts to create a seamless development experience. The debugger provides powerful graphical interfaces so developers can step through their program or JavaScript file one line at a time while making full use of all available information in real-time. Automated but safe refactoring helps you improve your project's maintainability by cleaning up your existing source files with quick-fix options. To write code that follows community best practices and ensures the highest quality, use code inspections to identify errors. Using the Smart Search feature, you can quickly jump between classes or symbols in a Rails project with only one click. And as always, please report any issues you encounter.You can use Ruby on Rails IDE (RubyMine) to increase productivity and improve your code quality by taking advantage of first-class support for languages like CoffeeScript, Sass/Less, ERB, and HAML. Keychain is now available on Apple Silicon: IDEA-258912įixed issues with the Close All But Pinned and Close All actions: IDEA-256044įixed the wrong behavior of the Diff view: IDEA-257651įixed a focus issue in the branch list: IDEA-254354įixed the issue causing unnecessary backslashes to be added in Markdown files containing code blocks: IDEA-258796įixed a false warning when defining an endless method inside an endless method: RUBY-27447Ĭheck out the release notes for the complete list of closed tickets. You’ll find the following important fixes in this update:įixed an issue with console views running in read-only mode: RUBY-27657įixed an issue with the formatting of Pry console output on Windows: RUBY-27341įixed an issue causing IDE crashes: JBR-3066 You can also download RubyMine 2020.3.3 from our website. RubyMine 2020.3.3 is now available! You can update using the Toolbox App or right from inside the IDE. Offering more intelligent services: The traditional model of marketing and selling products - one-time transactions - is being replaced by the servitization model. ![]() They also respond immediately and accurately, which lowers operational costs and increases the brand's value. Reduce the operational cost while increasing value: Chatbots can handle more than humans with no errors, which will translate to fewer customer service agents since the chatbot can handle most of the conversation.This, in turn, can improve overall customer satisfaction and conversion rates. Onsite engagement and conversions: Chatbots can help to improve engagement on your platform by providing prospects and customers with the motivation to take action based on their inquiries.This enables you to save time spent by staff on customers' inquiries and they will be able to focus on other tasks. If it can't, the client is transferred to a human customer agent. The chatbot can respond to queries at any time and accurately. You don't need to know how to code to create a chatbot, which can make clients feel like they are chatting with a real person. Leveraging chatbots for 24/7 service: A chatbot is a customer service agent that is available 24 hours a day.Here are more ways AI is transforming business goals: Most businesses around the globe are integrating artificial intelligence-driven tools not only as part of their strategy to reach out to customers but also to create more intelligent products. Not science fiction anymore" - Manish Sharma anika sharma December 10, 2020 Now can you take decisions and switch between applications. Then they evolved into enterprise virtual assistants, handling more complex use cases. Now you can make decisions and switch between applications. These chatbots are programmed to communicate in a human-like manner and are helping many users, retailers, and travel agencies among other industries to improve their business operations.Īccording to Manish Sharma, COO Rezolve AI, ""3 years ago we had chatbots. How AI Chatbots Are Transforming Marketing and Business Operations for the Brand?Ĭhatbots that use artificial intelligence are able to communicate with humans using messaging service platforms such as WhatsApp and Facebook Messenger. A 2016 survey by Oracle showed that 80% of the interviewed brands were planning to integrate chatbots into their marketing by 2020. In 2016, Demandbase conducted an AI marketing study and found that 80% of marketing executives believed that AI would transform marketing by 2020 despite only 10% of them currently using it, yet only 26% were confident on how to integrate AI into their business. Customers can easily go to your social media account or website and get immediate and accurate answers to their questions, and the best part is, that you don't need a human worker to respond. If you have a website or social media platform for your brand, then a chatbot can help you improve your customer experience. Chatbots, which are software applications that simulate human interaction, have helped businesses find a balance between these two goals. Since businesses are looking for ways to improve customer experience and stay ahead of the competition, it's not surprising that AI has infiltrated almost every department in a company. “These companies plan to invest even more in AI in response to the COVID-19 pandemic and its acceleration of all things digital,” reads part of the report. ![]() ![]() ![]() According to the survey, some companies attributed 20 percent or more of their organizations’ earnings before interest and taxes (EBIT) to AI. The 2020 McKinsey Global Survey on artificial intelligence (AI) shows that organizations are using AI as a revenue generation tool. The AI revolution is in full swing and businesses of all sizes are embracing it to reap its benefits, including revenue generation and cost savings as a result of automation. In this article, we'll take a look at the 10 best AI chatbot apps for your business and how chatbot builders like BotUp can help you create one. Chatbots can save businesses time and money while also becoming more complex with the help of artificial intelligence. With the current trend leaning towards chatbots, it's no surprise that business owners are looking into automating some tasks. ![]() Just about everyone looooooves macaroni and cheese – forkful after forkful of noodles bathed in rich creamy, cheesy, sauce. ![]() However, I’ve found that we like it best with just milk, cheese, and a little salt.I love a hearty pasta from my Classic Lasagna and One Pot Lasagna Soup to my One Skillet Cheesy Penne and Tortellini Al Forno but the most universally adored pasta has to be macaroni and cheese. Most of them include all sorts of various ingredients (and I’m sure they are all delicious). There are literally hundreds of slow cooker mac and cheese recipes out there (believe me, I’ve looked through many of them). This would be a great dish for potlucks or upcoming holiday parties too - something both the kids and adults will like! You’ll just want to watch it a little closer the first time… after that, you can simply dump everything in and come back a few hours later to a yummy, creamy, homemade macaroni and cheese! I have wondered if our slow cooker cooks hotter than other slow cookers, so yours might take a bit longer than mine - especially if you’re making a double or triple batch. That way, it’s perfectly cooked by 5:00 (we eat dinner very early). I usually dump everything in the slow cooker as I’m cleaning up our lunch dishes and then turn it on around 1:00. You can also add a little more milk at this point if it seems too thick for your taste. Stir in uncooked noodles, cover, and cook on low for 3-5 hours or until noodles are fully cooked.Īdd additional shredded cheese, stir, cover and cook for 15-20 minutes or until cheese is melted. Mix both milks, cheese, salt, and paprika in bowl of slow cooker until well combined Spray the bowl of a slow cooker with cooking spray 1-2 cups additional shredded cheese (I used Colby Jack).can evaporated milk ( here’s a recipe to easily make your own) Serves 4-6 as a main dish, and 7-10 as a side dish. The recipe I’m sharing today honestly takes 5 minutes or less to toss in a slow cooker - and in just a few hours, you have creamy delicious, homemade Macaroni and Cheese. I read through tons of recipes and reviews online, I tried a few different recipes at home, and finally decided that when it comes to macaroni and cheese, the simplest recipe really is the best (at least in my opinion.) I’ve made baked macaroni and cheese several times - but what I really wanted was to find a super delicious (and super simple) slow cooker Mac and Cheese recipe that didn’t involve boiling the noodles first - because who wants to get 2 different pans dirty for one pasta meal? Not me! Often, we’ll eat it as a side dish, but sometimes we’ll just have a big bowl as our main meal. We’re actually pretty big fans of the Kraft Mac and Cheese (especially Nora) but Dave and I also LOVE homemade, baked macaroni and cheese every now and then. You know how much our family loves pasta and cheese - so it shouldn’t come as a huge surprise that we love Mac and Cheese! |
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